TERMS & CONDITIONS
Effective Date: [01/Jan/2026]
Last Updated: [02/Sep./2026]
These Terms & Conditions (“Terms”, “Agreement” or “Terms & Conditions”) govern your registration for and participation in the BankPayU Lead Partner Program (“Program”) operated through www.bankpayu.com (“BankPayU”, “Website”, “we”, “us” or “our”).
By registering for, accessing or participating in the Program, you acknowledge that you have read, understood and agreed to be bound by these Terms, together with the applicable Product-Specific Payout Policies, Privacy Policy and any other policies or terms expressly incorporated into the Program.
If you do not agree with these Terms, you should not register for or participate in the Program.
1. ACCEPTANCE AND CHANGES TO THESE TERMS
By submitting a Partner registration application and/or continuing to participate in the Program after your application has been accepted, you agree to these Terms.
BankPayU reserves the right to amend, modify, add or remove provisions of these Terms from time to time.
Changes may be made to accommodate changes in:
- the Program;
- technology;
- lender arrangements;
- payout policies;
- applicable laws or regulations;
- compliance requirements;
- security requirements; or
- BankPayU’s business operations.
Updated Terms will become effective from the date specified by BankPayU or, where no date is specified, upon publication or communication.
Your continued participation in the Program after the effective date of revised Terms constitutes acceptance of those revised Terms.
2. THE BANKPAYU LEAD PARTNER PROGRAM
The BankPayU Lead Partner Program enables eligible Partners to identify, source, submit and/or connect genuine loan opportunities with BankPayU through the facilities made available by BankPayU.
The Program may provide Partners with access to multiple loan products and lending opportunities offered through participating banks, NBFCs or other lending institutions, subject to availability, eligibility and applicable lender policies.
Participation in the Program does not guarantee:
- loan approval;
- loan sanction;
- a particular loan amount;
- a particular interest rate;
- a particular tenure;
- disbursement; or
- a payout.
The relevant lender independently determines credit eligibility, underwriting, sanction, pricing, tenure and disbursement in accordance with its policies and applicable law.
3. TWO WAYS TO PARTICIPATE
BankPayU may provide two principal methods of participation.
3.1 DIRECT CONNECT
Under Direct Connect, a Partner may submit an eligible loan opportunity directly through the relevant BankPayU process where the Partner knows the appropriate loan product, bank or lending route.
The Partner may use the facilities provided by BankPayU to submit and, where applicable, follow the proposal through the relevant process.
Direct Connect is intended primarily for Partners who are comfortable identifying the appropriate lending route and handling the proposal through the available BankPayU process.
3.2 LEAD CONNECT PROGRAM
Under the Lead Connect Program, a Partner may connect a genuine customer or loan opportunity with BankPayU where the Partner wishes BankPayU to assist with the subsequent loan journey.
The Partner may submit the eligible lead through the designated BankPayU process, after which BankPayU may assist with the proposal subject to:
- lender availability;
- product eligibility;
- verification;
- documentation;
- lender policies;
- applicable payout policies; and
- other applicable requirements.
Lead Connect Attribution and Duplicate Submissions
If two or more Partners submit, refer or otherwise share the same customer or loan opportunity through the Lead Connect Program, the applicable payout, if any, shall be payable to only one Partner.
The payout shall be attributed to the first eligible Partner whose lead was captured in BankPayU’s lead records, based on the date and time recorded in BankPayU’s system, subject to verification and the applicable Product-Specific Payout Policy.
The same lead cannot generate two or more payouts merely because the same customer or loan opportunity has been submitted by multiple Partners.
A subsequent Partner who submits the same lead shall not become entitled to a second payout merely because that Partner has separately referred, contacted or submitted the customer.
BankPayU’s lead-capture records shall generally be used to determine which eligible Partner submitted the lead first.
Where the first submission is found to be invalid, incomplete, fraudulent, duplicate, unauthorized or otherwise ineligible under the applicable policy, BankPayU may determine attribution in accordance with the applicable Product-Specific Payout Policy and its lead records.
4. PARTNER CODE, ACCOUNT AND LEAD SUBMISSION
Upon acceptance into the Program, BankPayU may assign the Partner a unique Partner identification/code or other tracking mechanism.
Partners must use the designated BankPayU submission process and any prescribed Partner identification mechanism accurately.
BankPayU may use electronic records, timestamps, Partner identification, verification records and other reasonable information to determine:
- the origin of a lead;
- lead uniqueness;
- Partner attribution;
- lead status;
- payout eligibility; and
- payout amount.
A Partner is responsible for ensuring that information submitted through his/her account is accurate to the best of the Partner’s knowledge.
5. LEAD UNIQUENESS AND PARTNER ATTRIBUTION
Unless a particular Product-Specific Payout Policy provides otherwise, the first eligible Partner to submit a genuine and verifiable lead through the BankPayU system will generally be treated as the originating Partner for that lead.
This rule applies particularly to leads submitted through the Lead Connect Program, where the same customer or loan opportunity may potentially be shared by more than one person.
Only one Partner can receive a payout for the same eligible lead. Multiple submissions of the same lead do not create multiple payout rights.
BankPayU will generally determine the originating Partner using its lead-capture records, including the recorded date and time of submission, together with the applicable verification and eligibility requirements.
The applicable Product-Specific Payout Policy may prescribe a specific lead-uniqueness period.
For example, the applicable Home Loan payout policy provides a six-month uniqueness period, after which another Partner may be able to register the lead again, subject to the conditions of that policy. Multiple payouts cannot be granted to two or more persons for the same lead.
A Partner must not attempt to circumvent lead-uniqueness rules by:
- changing or manipulating customer information;
- using alternate phone numbers or email addresses for the same person;
- creating duplicate Partner accounts;
- asking another person to submit the same lead;
- submitting materially false information; or
- using any other method intended to obtain multiple attribution or payouts.
6. PAYOUTS AND PAYOUT ELIGIBILITY
Partner payouts are governed by the Product-Specific Payout Policy applicable to the relevant loan product.
A payout may be subject to conditions including:
- successful loan disbursement;
- minimum eligible loan amount;
- applicable product;
- lead uniqueness;
- lender confirmation;
- documentation;
- verification;
- disbursement amount;
- lender eligibility;
- property/location restrictions;
- existing customer/relationship restrictions;
- applicable payout slab;
- applicable lender payout;
- compliance requirements; and
- any other condition stated in the applicable Product-Specific Payout Policy.
For example, the applicable Home Loan payout policy provides that payout is released after successful disbursement and is calculated on the disbursed amount, rather than merely the applied or sanctioned amount.
Registration as a Partner or submission of a lead does not by itself create an immediately payable commission.
A payout becomes payable only when the applicable payout conditions have been satisfied.
Unless a different period is expressly stated in the applicable Product-Specific Payout Policy, an eligible payout will ordinarily be processed within 45 days after successful disbursement and satisfaction of the applicable payout conditions.
7. PRODUCT-SPECIFIC PAYOUT POLICIES
The general Terms must be read together with the Product-Specific Payout Policy applicable to the relevant loan product.
Product-specific policies may contain different:
- minimum loan amounts;
- payout slabs;
- lead-uniqueness periods;
- property restrictions;
- lender-specific exclusions;
- existing customer restrictions;
- disbursement requirements;
- payout timelines;
- payout reversal conditions; and
- other eligibility requirements.
Where a Product-Specific Payout Policy contains a specific condition applicable to a particular loan product, that condition shall apply to the relevant transaction.
BankPayU may publish or communicate such conditions on the relevant product page, Partner dashboard or other designated BankPayU communication channel.
8. WHO CAN JOIN THE PARTNER PROGRAM
BankPayU welcomes individuals who are interested in earning through the sourcing of eligible loan files/leads, subject to the registration, eligibility, verification and compliance requirements of the Program.
The Program may be suitable for, among others:
- Chartered Accountants (C.A.s);
- Accountants;
- Architects;
- Property Dealers;
- Builders / Property Developers;
- Builder’s Staff;
- Bankers / Ex-Bankers;
- DSAs and loan professionals;
- Freelancers; and
- other individuals who have genuine loan opportunities or are interested in sourcing eligible loan files.
The above categories are illustrative and are not an exhaustive list. Any individual who is interested in earning through the sourcing of eligible loan files may apply to become a BankPayU Partner, including a person who is himself/herself looking for a loan.
Acceptance into the Program remains subject to BankPayU’s applicable registration, verification, eligibility, compliance and approval requirements.
8.1 Loan Seekers and Loan Customers May Also Become Partners
A person does not have to be a loan agent, DSA, financial professional, property dealer, CA, accountant, architect, builder, banker or any other particular professional to apply for the Partner Program.
A Loan Seeker who is interested in earning through the sourcing of eligible loan files may also apply to become a BankPayU Partner.
A person may therefore participate in the BankPayU ecosystem in two separate capacities:
(a) Loan Seeker / Loan Customer — when the person is seeking, applying for or availing a loan; and
(b) BankPayU Partner — when the person participates in the Partner Program and sources, submits or connects eligible loan opportunities through Direct Connect or the Lead Connect Program.
Being a Loan Seeker, loan applicant, borrower, existing BankPayU customer or customer of a bank/NBFC does not, by itself, make that person ineligible to apply for, join or remain a BankPayU Partner.
9. LOAN SEEKER / CUSTOMER AND PARTNER STATUS
A person may simultaneously have two separate relationships with BankPayU:
Loan Seeker / Loan Customer and BankPayU Partner.
Applying for or obtaining a loan does not, by itself:
- violate these Partner Terms;
- cancel Partner membership;
- suspend the Partner account;
- make the Partner ineligible to source other eligible loan files; or
- invalidate an otherwise valid Partner payout.
9.1 Protection of Existing Partner Payouts
A Partner’s own status as a Loan Seeker or Loan Customer shall not, by itself, cancel, reduce, invalidate or forfeit any payout that has otherwise been validly earned or become payable in respect of an eligible Partner lead.
However, all payouts remain subject to:
- the applicable Product-Specific Payout Policy;
- lender rules;
- lead uniqueness;
- successful disbursement;
- verification;
- applicable eligibility conditions; and
- any applicable payout reversal, clawback or recovery conditions.
9.2 Own Loan Does Not Automatically Mean Own Payout
A Partner may submit or pursue his/her own genuine loan requirement where BankPayU provides an applicable facility.
However, being a Partner does not automatically create a right to receive a payout on the Partner’s own loan.
Any payout for a Partner’s own loan will depend upon the applicable product policy, lender arrangement and all other applicable payout conditions.
Where a particular lender or product does not permit a payout for such a transaction, no payout shall be payable for that transaction.
10. PAYOUT REVERSAL / CLAWBACK BY BANK OR NBFC
10.1 Lender-Specific Reversal Conditions
A bank, NBFC or other lending institution may, under its applicable sourcing/DSA arrangement, payout policy or other applicable terms, reverse, reduce, revoke, claw back or recover a payout previously released in connection with a loan.
Such reversal or clawback may occur in circumstances including, but not limited to:
- early loan takeover;
- balance transfer;
- foreclosure;
- prepayment;
- early closure;
- cancellation; or
- another event specified by the relevant lender.
The applicable reversal period and amount may vary from lender to lender and product to product.
For example, a particular lender may provide for a 50% or 100% payout reversal if a loan is taken over or otherwise exits the lender’s books before completion of a specified period such as 6 months, 12 months, 15 months or another period prescribed by that lender.
The exact reversal period, percentage and applicable conditions will be disclosed on the relevant BankPayU loan-product page wherever such lender-specific conditions apply.
10.2 Partner’s Obligation to Reimburse BankPayU
Where BankPayU has already paid a Partner a payout and the relevant bank/NBFC subsequently reverses, reduces, claws back or demands repayment of that payout from BankPayU, the Partner agrees to reimburse BankPayU for the amount actually reversed, reduced, clawed back or demanded from BankPayU in respect of that Partner’s transaction, subject to the applicable Product-Specific Payout Policy and these Terms.
BankPayU may provide the Partner with written notice of:
- the reversal/clawback;
- the amount required to be returned; and
- the relevant reason or basis communicated by the lender, where reasonably available.
10.3 Three-Month Repayment Period
The Partner shall return the applicable amount to BankPayU within three (3) months from the date of BankPayU’s written notice.
The Partner may contact BankPayU within that period where the Partner believes that the reversal has been incorrectly attributed or calculated.
10.4 Failure to Repay
If the Partner fails to return the applicable reversed or clawed-back amount within the three-month period, BankPayU reserves the right, to the fullest extent permitted by applicable law, to initiate appropriate legal proceedings and/or other lawful recovery action for the outstanding amount.
BankPayU may also seek recovery of any legally recoverable costs, interest or expenses associated with such recovery.
BankPayU may suspend further payout processing or restrict Partner account functionality where reasonably necessary in connection with an outstanding lender clawback or recovery amount, subject to applicable law.
10.5 No Automatic Reversal Merely Because of Customer Status
A payout shall not be reversed merely because a Partner is also a Loan Seeker or because the Partner has personally availed a loan.
A reversal under this Section shall arise where:
- the relevant lender has actually reversed, reduced, clawed back or demanded repayment of the underlying payout; or
- another expressly applicable payout condition permits such reversal.
11. PARTNER RESPONSIBILITIES
Partners agree to:
- provide genuine and accurate information;
- submit genuine loan opportunities;
- comply with applicable laws;
- obtain appropriate permission/consent before submitting another person’s personal information where required;
- follow BankPayU’s applicable marketing and submission procedures;
- use the Partner account only for authorized purposes;
- protect customer information;
- avoid misleading customers;
- avoid unauthorized representations;
- cooperate with reasonable verification requests; and
- comply with applicable Product-Specific Payout Policies.
12. PROHIBITED ACTIVITIES
Partners must not:
- submit fake or fabricated leads;
- create duplicate or artificial leads;
- manipulate lead information to circumvent uniqueness;
- submit another person’s information without a lawful basis or required permission;
- forge documents;
- impersonate BankPayU, a bank or NBFC;
- claim to be an employee of BankPayU or a lender without authorization;
- guarantee loan approval;
- guarantee a particular interest rate or loan amount;
- guarantee a payout;
- make unauthorized representations on behalf of BankPayU or any lender;
- engage in fraudulent or deceptive marketing;
- use spam or abusive marketing practices;
- manipulate Partner codes or tracking mechanisms;
- create multiple accounts without authorization;
- engage in any activity intended to improperly obtain or increase payouts; or
- use the Program for an unlawful purpose.
13. LOAN DECISION-MAKING
Partners do not have authority to:
- approve loans;
- sanction loans;
- determine lender credit eligibility;
- determine final interest rates;
- determine final loan amounts;
- make underwriting decisions; or
- bind BankPayU or any lender.
Final lending decisions remain with the relevant bank/NBFC/lender.
14. CUSTOMER CONSENT AND PERSONAL DATA
A Partner must have an appropriate lawful basis and, where required, appropriate consent/permission before submitting another person’s personal information to BankPayU.
Partners must not unlawfully collect, store, disclose, sell or transmit customer information.
Partners must not request or retain:
- passwords;
- OTPs;
- PINs;
- banking authentication credentials; or
- other confidential authentication information
unless specifically authorized through a lawful and approved process.
BankPayU may process personal information in accordance with its Privacy Policy and applicable Indian data-protection laws.
15. PARTNER CODE, LINKS, BRANDING AND COMMUNICATIONS
BankPayU may provide Partners with:
- Partner codes;
- links;
- banners;
- graphics;
- promotional materials;
- forms; or
- other Program materials.
Such materials may be used only for legitimate Program purposes and in accordance with BankPayU’s instructions.
Partners must not:
- falsely represent themselves as BankPayU;
- falsely claim to be BankPayU employees;
- imply unauthorized endorsement;
- alter BankPayU branding deceptively;
- create websites or social-media pages impersonating BankPayU;
- make unauthorized press statements;
- make misleading claims about loans or payouts; or
- represent any unauthorized relationship with BankPayU or a lender.
16. MARKETING AND SOLICITATION
Partners must comply with all applicable laws, regulations and rules relating to:
- advertising;
- telemarketing;
- electronic communications;
- privacy;
- consent;
- consumer protection;
- digital communications; and
- other applicable marketing activities.
Partners must not engage in:
- spam;
- harassment;
- deceptive advertising;
- misleading loan advertisements;
- unauthorized mass messaging; or
- any marketing activity prohibited by applicable law or BankPayU instructions.
17. CUSTOMER RELATIONSHIP
For loan-processing purposes, the borrower or loan applicant may become a customer of the relevant lender and/or BankPayU depending upon the nature of the service being provided.
This does not cancel or override the Partner’s separate status under the BankPayU Partner Program.
Accordingly, a person may simultaneously be:
Loan Customer + BankPayU Partner
The rights, obligations and eligibility conditions applicable to each capacity shall be determined separately.
18. ACCOUNT SECURITY
A Partner’s login credentials are personal to that Partner and must not be shared with another person.
The Partner is responsible for:
- maintaining password confidentiality;
- protecting registered mobile/email access;
- preventing unauthorized account access;
- promptly reporting suspected unauthorized access; and
- all activity conducted through the Partner account, subject to applicable law.
19. ONE PARTNER ACCOUNT
Unless expressly authorized by BankPayU, one individual or legal entity may maintain only one Partner account.
BankPayU may take reasonable steps to identify duplicate or fraudulent accounts.
Creation of multiple accounts for the purpose of obtaining additional lead attribution, payouts, incentives or other Program benefits is prohibited.
20. COMPLIANCE WITH LAW
As a condition of participating in the Program, the Partner agrees to comply with all applicable Indian laws, regulations, rules, orders and governmental requirements applicable to the Partner’s activities.
This includes, where applicable, laws and requirements concerning:
- consumer protection;
- privacy and personal data;
- advertising;
- telemarketing;
- electronic communications;
- financial services;
- taxation;
- intellectual property;
- fraud prevention; and
- other applicable regulatory requirements.
21. FRAUD, MANIPULATION AND ABUSE
BankPayU may investigate any account, lead or transaction where it reasonably suspects:
- fraud;
- fake leads;
- fabricated customers;
- duplicate submissions;
- unauthorized data use;
- false information;
- forged documents;
- payout manipulation;
- commission manipulation;
- collusion;
- impersonation;
- misleading marketing;
- unlawful activity;
- circumvention of payout rules; or
- other material misuse of the Program.
Where misconduct is established, BankPayU may:
- reject the affected lead;
- deny the affected payout;
- reverse an improperly credited payout;
- suspend the account;
- terminate the account;
- restrict access to the Program; and/or
- pursue other lawful remedies.
22. TAXES
Payouts, commissions, incentives or other amounts payable under the Program may be subject to:
- TDS;
- GST implications where applicable;
- other statutory deductions; and
- applicable tax laws.
The Partner is responsible for complying with his/her applicable tax obligations.
23. RECORDS AND VERIFICATION
BankPayU’s electronic records may be used for administering the Program, including records relating to:
- lead submission;
- timestamps;
- Partner attribution;
- verification;
- communications;
- loan status;
- lender confirmation;
- disbursement;
- payout calculation; and
- payout reversal.
BankPayU may request reasonable supporting information or documentation to verify a lead, transaction or payout.
24. TERM OF THE AGREEMENT
The Agreement begins when BankPayU accepts or activates the Partner’s registration and continues until terminated.
Either the Partner or BankPayU may terminate participation subject to these Terms.
BankPayU may also suspend or terminate an account where reasonably necessary because of:
- fraud;
- unlawful conduct;
- material breach;
- repeated misuse;
- data/privacy violations;
- security concerns;
- lender requirements;
- compliance requirements; or
- other legitimate operational or legal reasons.
BankPayU may modify, suspend or discontinue the Program subject to applicable law.
25. EFFECT OF TERMINATION
Upon termination, the Partner must cease using:
- BankPayU Partner links;
- Partner codes;
- BankPayU trademarks;
- BankPayU promotional materials; and
- other Program materials,
unless BankPayU expressly permits continued use.
25.1 Existing Legitimate Payouts
Termination of a Partner account does not automatically cancel a payout that had already become validly payable before termination, provided the underlying transaction continues to satisfy the applicable payout conditions and is not subsequently found to involve:
- fraud;
- duplication;
- manipulation;
- false information;
- breach of these Terms;
- lender clawback; or
- another valid basis for reversal or non-payment.
Any lender clawback or payout-reversal obligation under Section 10 survives termination.
26. INDEPENDENT CONTRACTOR
Participation in the Program does not create:
- an employment relationship;
- partnership;
- joint venture;
- franchise;
- agency;
- sales representative relationship; or
- other relationship of legal representation
between the Partner and BankPayU, except where expressly established through a separate written agreement.
The Partner has no authority to bind BankPayU or any bank/NBFC.
27. NO GUARANTEE OF PROGRAM AVAILABILITY
BankPayU does not guarantee that:
- the Website will always be available;
- every loan product will always be available;
- every lender will accept every lead;
- a particular lender will remain available;
- a particular payout will remain available indefinitely; or
- every submitted lead will result in a loan or payout.
Loan products, lenders, eligibility criteria, payout rates and payout policies may change from time to time.
28. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, BankPayU shall not be liable for indirect, incidental, special, consequential or punitive damages, or loss of profits, revenue, business opportunities or data arising from participation in the Program.
Nothing in these Terms shall exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.
29. DISCLAIMER
BankPayU is not a lender unless expressly identified as such for a particular product or transaction.
BankPayU does not guarantee:
- loan approval;
- sanction;
- interest rate;
- tenure;
- loan amount;
- disbursement;
- lender acceptance; or
- Partner payout.
The relevant bank/NBFC/lender independently determines whether a loan will be approved and the terms on which it may be offered.
30. PAYOUT AVAILABILITY AND LENDER CONDITIONS
BankPayU may change, suspend or discontinue particular payout programs, payout slabs, incentives or eligible products, subject to applicable law and the terms governing transactions already validly earned.
A lender-specific payout condition applicable to a particular loan shall prevail for that loan where expressly incorporated into the applicable Product-Specific Payout Policy.
Partners are responsible for reviewing the applicable product page and payout policy before submitting a lead.
31. NO DOUBLE PAYOUT FOR THE SAME LEAD
BankPayU shall not release or be liable to release a payout twice for the same eligible loan lead.
Where the same customer, loan requirement or substantially identical loan opportunity is submitted by two or more Partners, only one Partner shall be eligible for the applicable payout.
Unless otherwise provided in the applicable Product-Specific Payout Policy, the payout shall generally be attributed to the first eligible Partner whose lead was captured in BankPayU’s records.
The date and time recorded by BankPayU’s lead-capture system shall generally determine the order of submission.
A Partner cannot claim a second payout merely because the same lead was subsequently submitted by that Partner or by another person.
This rule applies irrespective of whether the duplicate submissions occur through:
- Direct Connect;
- Lead Connect Program;
- different Partner accounts;
- different communication channels; or
- different BankPayU representatives/processes,
where the submissions relate to the same underlying customer/loan opportunity.
32. CONFIDENTIALITY
Partners must keep confidential any non-public information received from BankPayU, lenders or customers in connection with the Program.
Confidential information must not be disclosed to third parties except:
- where legally required;
- where necessary for an authorized Program activity;
- with appropriate authorization; or
- where the information has lawfully become public.
33. DISPUTE RESOLUTION
The parties shall first attempt to resolve any dispute arising out of or relating to the Program or these Terms through good-faith communication.
If the dispute cannot be resolved amicably, it may be referred to arbitration in accordance with the Arbitration and Conciliation Act, 1996, as amended from time to time.
The final published version of these Terms should specify:
- the seat of arbitration;
- venue;
- number of arbitrators;
- language of arbitration; and
- competent courts having jurisdiction.
Nothing in this clause prevents BankPayU from seeking urgent interim or injunctive relief from a competent court where legally available, including for protection of intellectual property, confidential information, data or other rights.
34. GOVERNING LAW
These Terms shall be governed by and interpreted in accordance with the laws of India, subject to applicable mandatory legal provisions.
35. SEVERABILITY
If any provision of these Terms is held to be invalid, illegal or unenforceable, that provision shall be modified or severed to the minimum extent necessary, and the remaining provisions shall continue to the extent permitted by law.
36. NO WAIVER
Failure by BankPayU to enforce any provision of these Terms on one occasion shall not constitute a waiver of BankPayU’s right to enforce that provision or any other provision subsequently.
37. ASSIGNMENT
The Partner may not assign or transfer the Partner account, Partner Code or rights under these Terms to another person without BankPayU’s prior written consent.
BankPayU may assign or transfer its rights and obligations in connection with the Program where permitted by applicable law.
38. ENTIRE AGREEMENT
These Terms, together with:
- the BankPayU Privacy Policy;
- applicable Product-Specific Payout Policies;
- applicable Partner policies;
- Website terms; and
- any separately accepted written agreement,
constitute the agreement governing participation in the BankPayU Lead Partner Program, subject to applicable law.
These Terms supersede prior versions of the BankPayU Partner/Lead Provider Program Terms relating to the same subject matter.
39. ACKNOWLEDGEMENT AND ACCEPTANCE
By clicking “I Agree / Accept Terms & Conditions”, registering for the Partner Program, submitting a lead, accessing Partner facilities or otherwise continuing to participate in the Program, the Partner confirms that:
- the Partner has read and understood these Terms;
- the Partner agrees to be bound by them;
- the Partner understands that loan approval is not guaranteed;
- the Partner understands that payout eligibility is conditional;
- the Partner understands that lender-specific payout reversal/clawback conditions may apply;
- the Partner agrees to reimburse BankPayU where a valid lender clawback is attributable to the Partner’s transaction, as provided in these Terms;
- the Partner understands that the same eligible lead cannot generate two or more payouts;
- the Partner understands that lead attribution is generally determined from BankPayU’s lead-capture records;
- the Partner understands that being a Loan Seeker or Loan Customer does not, by itself, prevent the Partner from joining or remaining in the Partner Program; and
- the Partner understands that these Terms must be read together with the applicable Product-Specific Payout Policies.
