About Affiliate Program
Earn by Referring Loans — No Sourcing, No Follow-ups
BankPayU’s Affiliate Program is designed for content creators, influencers, publishers, and marketers who want to earn from loan referrals without handling loan files or bank coordination.
Simply share your unique referral link.
We take care of the rest.
How the BankPayU Affiliate Program Works
Join as an Affiliate
Register as an affiliate and get your unique referral link.Promote Your Link
Share your link on YouTube, Instagram, blogs, websites, WhatsApp, or ads.User Applies for a Loan or Partner Program
Users clicking your link apply for loans or Partner Program on BankPayU.Bank Processes the Loan
The bank or NBFC evaluates and processes the application.Earn After Disbursement
You earn commission only after successful loan disbursement, as per platform terms.
Who Is This Affiliate Program For?
YouTubers & finance educators
Instagram & social media influencers
Bloggers & website owners
Digital marketers & performance advertisers
Community owners & referral marketers
No banking experience required.
Why Become a BankPayU Affiliate?
Zero Loan Handling
You don’t source documents, talk to banks, or follow up on cases.
Your role ends at referral.
365-Day Referral Tracking
Your referral link is tracked for up to 365 days.
Even if a user returns months later, your referral remains valid.
Multiple Loan Products
Earn from referrals across:
Home Loans
Personal Loans
Business Loans
Loan Against Property
- Car Loan
- Term Loan
- Education Loan
Other eligible loan products
Transparent Tracking Dashboard
Track:
Clicks
Registrations
- Eligible payouts
—all in one place.
No Upfront Fees
Joining the affiliate program is completely free.
No subscription. No joining charges.
Compliance-First Model
No payment collection from customers
No loan approval guarantees
Payouts only after successful disbursement
Built to be bank-safe and sustainable.
Important Disclosures
BankPayU is not a lender
Loan approval is solely at the discretion of the bank/NBFC
Affiliate earnings are linked to successful disbursement only
Referral tracking is cookie-based and subject to browser limitations
Affiliate Benefits at a Glance
| Feature | BankPayU Affiliate |
|---|---|
| Loan sourcing |  Not required |
| Bank coordination | Not required |
| Referral tracking | 365 days |
| Dashboard access | Yes |
| Upfront fees | None |
| Payment collection | No |
| Payout trigger | After loan disbursement |
| Best for | Creators & marketers |
Why Affiliates Prefer BankPayU
Long referral validity Clean compliance model Zero operational burden Scalable earnings with content reach
Partner Program vs 
Affiliate Program
| Aspect | Partner Program | Affiliate Program |
|---|---|---|
| Who it’s for | DSAs, CAs, Architects, Professionals | Influencers, Creators, Marketers |
| Loan sourcing | Yes | No |
| Document handling | Yes | No |
| Bank coordination | Yes | No |
| Referral method | Direct case submission | Referral link only |
| Dashboard | Partner Dashboard | Affiliate Dashboard |
| Earnings | Higher (case-based) | Performance-based |
| Skill requirement | Banking & loan knowledge | Audience & reach |
| Best suited for | Professionals handling loans | Content-driven referrals |
Ready to Start?
Join BankPayU’s Affiliate Program and start earning by sharing trusted loan solutions.